Three Programs, One Purpose — Clearer Financial Understanding
Each thzeroframe program is designed to address a specific area of personal finance that matters in a Thai context. Choose the one that fits your current situation, or ask us which would serve you best.
Back to HomeHow Every thzeroframe Program Works
All programs follow the same foundational structure: a pre-session context conversation, multi-session content delivery with space for questions, written materials at each stage, and a concluding document you keep. The number of sessions and specific content varies by program.
Context Call
A brief introductory call to understand your situation and confirm program fit.
Session Delivery
Structured, conversational sessions at our Bangkok office — spaced to allow reflection.
Written Materials
Handouts and reference documents accompany each session for continued learning.
Final Report
A concluding summary document, checklist, or framework to keep and reference.
Income Optimization Review
฿4,200 · Two sessions · ~90 min each
Designed for salaried individuals who want to understand how their current earnings are structured and where adjustments might make a meaningful difference. Many people receive a salary without fully understanding what their take-home breakdown reflects or whether their employer benefits are being used appropriately.
This program walks through each element of your income structure: gross pay versus net, the tax withholding calculation, provident fund contributions, and any bonuses or overtime frameworks relevant to your employment. At the conclusion, you receive a written income optimization report and an action checklist.
Session Steps
Income structure walk-through and data review
Benefit and withholding deep-dive with report presentation
Mutual Fund Education Series
฿7,000 · Three sessions · ~90 min each
The Thai mutual fund market offers a wide range of fund types — equity, fixed income, mixed, RMF, SSF — each with its own fee structures, risk profile, and tax treatment. Understanding how to read a fund fact sheet and compare funds on a like-for-like basis is the foundation of making considered decisions.
This three-session series builds that foundation. The program covers fund category basics, how to interpret fund performance metrics and fee disclosures, how to assess alignment with personal financial goals, and how to use the SEC Thailand's public fund database as an ongoing resource.
Session Steps
Fund categories, structure, and regulatory context
Fee structures, fact sheet reading, and performance metrics
Goal alignment, comparison framework, and Q&A
Wealth Transfer Awareness
฿12,500 · Three sessions · ~90 min each
For individuals who want to understand how assets pass between generations under Thai law — whether through inheritance, gift arrangements, or structured charitable giving. This is educational material designed to help you understand the landscape before you engage with legal or tax professionals.
Covering the relevant provisions of the Thai Civil and Commercial Code, gift tax awareness, the basics of establishing charitable structures, and how to begin wealth conversations within a family context. The program concludes with a planning checklist and a curated list of recommended professional contacts for the next stages.
Session Steps
Thai inheritance and succession law overview
Gift tax, charitable structures, and cross-border considerations
Family conversation tools, planning checklist, and recommended contacts
Choose the Right Starting Point
Not sure which program fits? Use this comparison to understand what each one covers and who it is designed for.
| Feature | Income Review | Fund Series | Wealth Transfer |
|---|---|---|---|
| Number of sessions | 2 | 3 | 3 |
| Price (THB) | ฿4,200 | ฿7,000 | ฿12,500 |
| Written report included | |||
| Best for salaried individuals | — | ||
| Covers investment products | — | — | |
| Covers Thai inheritance law | — | — | |
| Recommended professional contacts | — |
Not sure where to begin? Contact us and we will suggest the most appropriate starting point.
Shared Across All Programs
Confidentiality
Personal financial details shared during sessions are held in strict confidence and not disclosed to any third party.
Current Content
All material is reviewed twice annually against current Thai law and SEC regulations to ensure accuracy.
No Commercial Agenda
thzeroframe does not receive commissions. Educators have no incentive to steer participants toward any particular financial product.
Question-Welcoming Format
Sessions are structured to encourage questions throughout, not only at designated Q&A moments.
Flexible Scheduling
Session timing is arranged around your availability. We work across the week including Saturday mornings.
Post-Program Access
Participants can contact their educator with follow-up questions for up to 30 days after their final session.
All-Inclusive Program Fees
Fees cover all sessions, all materials, and post-program follow-up. No add-ons, no upsells.
Income Optimization
2 sessions
฿4,200
All-inclusive · Paid before first session
- 2 × 90-minute sessions
- Income optimization report
- Action checklist
- 30-day follow-up access
Mutual Fund Series
3 sessions
฿7,000
All-inclusive · Paid before first session
- 3 × 90-minute sessions
- Fund selection framework
- Comparison worksheet
- 30-day follow-up access
Wealth Transfer
3 sessions
฿12,500
All-inclusive · Paid before first session
- 3 × 90-minute sessions
- Planning checklist
- Recommended professionals list
- 30-day follow-up access
Ready to Explore a Program?
Reach out with your questions or to arrange a brief introductory call. We will help you identify the most relevant place to begin.
Contact thzeroframe